Terms & Conditions

Introduction

These terms and conditions delineate the terms under which we offer to supply products showcased on our website, now represented by ENagaeva AB.

  • Definitions:
    • In these terms, references to the "website" pertain to bankruntemplates.com, and "Bank Run Templates" refers to ENagaeva AB. "You" refers to the user/buyer, "Product(s)" denotes materials downloaded from the website, and "Service(s)" includes written and recorded video materials, educational courses, guides, tutorials, live chat advice, email advice, and consulting services.
  • Acceptance of Terms:
    • By accessing our website or placing an order, you agree to be legally bound by these terms and conditions.

Use of Products and Services

  • Intended Use:
    • Products and services are designed for estimating and projecting financials for your project or business idea. While benchmark data and structures are included, modifications are necessary to fit your business. We disclaim liability for damages resulting from product or service use.
  • Not Financial Advisors:
    • We do not provide legal, tax, or financial advice. The products and services are intended to assist with financial organization and decision-making. Seek advice from financial professionals for your unique situation.

Returns, Refunds, and Exchanges

  • No Returns/Refunds:
    • As we deal in digital products that are downloadable upon purchase, and recognizing the inherent nature of these products, we strive to provide comprehensive information to empower customers to make informed decisions. Due to the unique characteristics of digital goods and the impossibility of their return once downloaded, we do not accept returns or offer refunds.

License Agreement

  • License Terms:
    • The license agreement for our products and services is detailed at https://bankruntemplates.com/pages/license-agreement.

Intellectual Property Rights

  • Ownership:
    • We retain all rights to our products, including intellectual property rights. Unauthorized reproduction, modification, or sale is prohibited.
  • Copyright:
    • Copyrights for design, text, graphics, and content on our website are held by us. All rights are reserved.

Disclaimer

  • Information Accuracy:
    • Information on the website may include inaccuracies. Our products and services are provided "as is," without warranties.
  • Limitation of Liability:
    • We, our affiliates, suppliers, and distributors disclaim liability for indirect, special, or consequential damages. Our aggregate liability is limited to the amount paid for the preceding 12 months' services.

Indemnification

  • Defense and Indemnification:
    • You agree to defend, indemnify, and hold us harmless from claims arising out of your breach of this agreement or your use of the website and products.

Notices and Complaints

  • Contact Information:
    • Notices and complaints can be sent to us via email at info@bankruntemplates.com

Jurisdiction

  • Governing Law:
    • These terms are governed by the laws of Sweden.

Entire Agreement

  • Comprehensive Agreement:
    • These terms, along with our privacy policy, license agreement, and referenced documents, constitute the entire agreement between us, superseding prior agreements.
  • No Reliance:
    • Neither party relied on any representation, undertaking, or promise not expressly stated in these terms.

By accessing our website or making a purchase, you acknowledge having read, understood, and agreed to comply with these terms and conditions.